Primerica vs Shaklee: Honest Comparison
Two options, side by side, with the real costs and the honest downsides. No hype, just what I'd want my own family to know before they choose.
| Primerica | Shaklee | |
|---|---|---|
| Overall rating | 3 | 3 |
| Monthly cost | $25 | $14.95✓ |
| Category | Network marketing | Network marketing |
| Pros | One-time $99 fee in the U.S. covers pre-licensing training, exams and license fees; You gain a recognized life insurance license; $25 a month gives you Primerica Online, the business support system; Works part time around another job | One of the oldest natural products companies, founded in 1956; New Ambassadors get a free three-month trial of the Shaklee Storefront; Wide range of nutrition, beauty and cleaning products; Join bundles that include products |
| Cons | You must pass a state life insurance licensing exam before selling; Selling insurance often starts with friends and family; Ongoing personal business expenses on top of the monthly fee; Canadian fees differ ($103.95 plus $28 a month) | Storefront costs $14.95 a month after the free trial; Some product bundles are expensive; Income depends on referrals and team building; Supplement market is crowded |
| Verdict | Primerica is a different kind of home business: you get licensed and sell term life insurance and financial products. The low start-up fee covers licensing costs that would usually be much higher. It is a regulated, sales-driven role, so it suits people comfortable talking about money and protection with others and willing to study for a license. | Shaklee has a long track record and a trusted name in natural products. Plan for the $14.95 monthly Storefront fee after the trial, and pick a join bundle that fits your budget. |
Choose Primerica if you are willing to get licensed and talk with families about life insurance. Choose Shaklee if you want a natural products brand founded in 1956 and can plan for the $14.95 monthly Storefront.
Primerica
A financial services company where independent representatives get licensed and sell term life insurance and other financial products.
Shaklee
A natural nutrition, beauty and household products company, founded in 1956, where Ambassadors earn referral income.
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