Primerica
Pros
- One-time $99 fee in the U.S. covers pre-licensing training, exams and license fees
- You gain a recognized life insurance license
- $25 a month gives you Primerica Online, the business support system
- Works part time around another job
Cons
- You must pass a state life insurance licensing exam before selling
- Selling insurance often starts with friends and family
- Ongoing personal business expenses on top of the monthly fee
- Canadian fees differ ($103.95 plus $28 a month)
Verdict
Primerica is a different kind of home business: you get licensed and sell term life insurance and financial products. The low start-up fee covers licensing costs that would usually be much higher.
It is a regulated, sales-driven role, so it suits people comfortable talking about money and protection with others and willing to study for a license.
Questions
How much does it cost to join Primerica?
Does Primerica pay for licensing?
What do Primerica representatives sell?
From real people
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