Color Street vs Primerica: Honest Comparison
Two options, side by side, with the real costs and the honest downsides. No hype, just what I'd want my own family to know before they choose.
| Color Street | Primerica | |
|---|---|---|
| Overall rating | 3 | 3 |
| Monthly cost | — | $25 |
| Category | Network marketing | Network marketing |
| Pros | Starter kit costs $49.99 and is worth more than that; Fun, easy product to demonstrate; Low-cost product that customers reorder; Sells well on social media and at parties | One-time $99 fee in the U.S. covers pre-licensing training, exams and license fees; You gain a recognized life insurance license; $25 a month gives you Primerica Online, the business support system; Works part time around another job |
| Cons | Many Stylists compete for the same customers; Income depends on sales and team building; Fashion trends can change fast; Check for any monthly website fee before you join | You must pass a state life insurance licensing exam before selling; Selling insurance often starts with friends and family; Ongoing personal business expenses on top of the monthly fee; Canadian fees differ ($103.95 plus $28 a month) |
| Verdict | Color Street is cheap to start and the product is easy to show off. It works best if you enjoy social selling. Ask about any ongoing fees before you sign up. | Primerica is a different kind of home business: you get licensed and sell term life insurance and financial products. The low start-up fee covers licensing costs that would usually be much higher. It is a regulated, sales-driven role, so it suits people comfortable talking about money and protection with others and willing to study for a license. |
Choose Color Street if you enjoy social selling and want a $49.99 nail strip starter kit. Choose Primerica if you are willing to get licensed and talk with families about life insurance.
Color Street
A nail polish strip company where Independent Stylists sell dry nail polish strips online and at parties.
Primerica
A financial services company where independent representatives get licensed and sell term life insurance and other financial products.
What I chose for my family
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